🇲🇾 EPF Calculator

Project where your EPF is heading — and whether it's enough.

Your age now

Project to age

Current EPF balance (RM)

Monthly gross salary (RM)

Expected yearly salary growth (%)

Assumed EPF dividend (%)

Extra voluntary contribution monthly (RM, optional)

Projected EPF at 55

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Total contributions

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Dividends earned

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Sustains monthly*

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Uses current statutory rates — employee 11%; employer 13% (salary RM5,000 and below) or 12% (above RM5,000) — with dividends compounded yearly on your assumption. *"Sustains monthly" divides the corpus over 20 years of retirement, ignoring post-retirement returns — a deliberately conservative gauge. Statutory rates and rules change; verify current figures at kwsp.gov.my. Educational projection, not advice.